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//Mobile Application

AdvancePay

Designing a clearer digital lending experience

AdvancePay lets people draw down wages they've already earned instead of waiting for payday — sign up, connect a bank account, and cash out in minutes, with every fee shown before you commit.

AdvancePay

Role

Product Designer

Year

2023

Platform

iOS

Product DesignUX/UIFintech

The Problem

Earned-wage-access products live in the same category as payday loans — a category built on hidden fees, shame and friction. The design challenge wasn't the interface alone; it was making a financial product legible: what you owe, what it costs, and when it's due, visible before you ever commit to anything.

What I did for AdvancePay

I designed the full sign-up-to-cash-out flow end to end for AdvancePay — real, non-mocked bank and employment verification split into four visible, labelled steps, every fee itemised before commitment, and a deliberate slide-to-confirm on the withdrawal screen. It shipped as a componentised iOS design system, specced for loading, error and empty states, so the client's engineering team could build from one shared spec instead of interpreting one-off screens.

The Outcome

A ready-to-build iOS design system — nine core screens, one connected system, 40+ screens in total — handed off for engineering. No usage data exists yet to report, so no conversion or completion numbers are claimed here.

40+

Screens designed

iOS

Platform

The Final Experience

AdvancePay welcome screen with login and sign up optionsWelcome
AdvancePay sign up screen collecting name, phone, and emailSign Up
AdvancePay account confirmation screen prompting PIN setupAccount Created
AdvancePay bank connection form for checking withdrawal eligibilityConnect Bank
AdvancePay screen confirming bank connection and selecting a salary accountBank Connected
AdvancePay employment details form for calculating advance limitEmployment Details
AdvancePay screen showing eligible withdrawal amount with an amount sliderWithdraw Amount
AdvancePay withdrawal confirmation screen showing fees and repayment start dateConfirm Withdrawal
AdvancePay scheduled repayment plan across four installmentsPayment Plan

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